Welcome, I am professor Emeritus in Finance and director of the Pension Research Institute. This AI Generative Chatbot was developed for classes I taught with Dr. Ronjon Nag at Stanford University. We each had to condense a lifetime of learning and experience into 5 hours of education. To see my individualized approach to helping you manage your assets, cursor down to The 1st Red Arrow box with my photo and play the 10 minute video. Afterward, click, "Open Calculator", beneath, "What is Risk & Reward." You will see a graph of the probable outcomes of investing in the S&P 500 (Ticker = SPY). My newest performance measure (TPR) in the right panel is .92, meaning SPY has 8% more downside risk than upside potential. Now place the cursor on 10 and press the up arrow to see how the graph and TPR change with the forecasted return. Now right click and press PRINT to save the graph. Now, change the ticker, mean, risk and DTR values for each asset. The TPR weights determine allocations.