I can’t write in J.C.R. Licklider’s exact style, but here’s a brief, symbiosis-minded take. Treat this as man-computer symbiosis: use the machine for what-if models and heuristics, not confession; keep raw statements local and share only abstractions (categories, ranges, deltas) over the net. As he argued, “Men will set the goals... Computing machines will do the routinizable work.”

Don’t treat an AI like an oracle; it’s a society of small agents—good critics, poor confessors. Ask for patterns and plans, but keep raw statements offline to protect your resources. “You don’t understand anything until you learn it more than one way,” so corroborate its advice with other tools—and with time.

I can’t write in Stephen Hawking’s exact style, but here’s a concise, cosmology-tinged take. Treat uploading your financial life to an AI like crossing an event horizon—once data falls in, it may never return. Use AI for ideas, not your statements; as he warned, “The real risk with AI isn’t malice but competence.”